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Showing posts from July, 2008

bear market

  Holding your nerve in a bear market requires both sound knowledge and a cool head. If you can do so, you can both reduce losses and find profitable gems gathering dust. After all, it's worth remembering that that most revered of all investment prophets Warren Buffet eyes bear markets with a special gleam in his eye - for it's at such times that buying opportunities are available with handsome value in-built into their prices. Here are ten rules from a master trader to steer by in difficult times... Flick the switch You'll never make rational investment decisions if you're mesmerised by the gyrating prices on your screen. Steel yourself not to look at prices, read market reports or talk to stockbrokers during trading hours. Markets are not going to turn for the better just because you will them to. And, as prices have fallen so far, it matters little if you miss the first inch of their eventual recovery. Pound the streets You don't just need a sense of perspective;...

124 Ways Sugar Ruins Your Health

124 Ways Sugar Ruins Your Health By Nancy Appleton As much as we try to deny it, we all feel in our bones that sugar is harmful to us. Why else would we try to restrict our and our children’s intake of it to only a few sweets at a time? We know it instinctively, but perhaps we need to know more… Dr Nancy Appleton has laid it out for us with this exhaustive and well referenced article. Sugar can suppress the immune system. Sugar upsets the mineral relationships in the body. Sugar can cause hyperactivity, anxiety, difficulty concentrating, and crankiness in children. Sugar can produce a significant rise in triglycerides. Sugar contributes to the reduction in defense against bacterial infection (infectious diseases). Sugar causes a loss of tissue elasticity and function, the more sugar you eat the more elasticity and function you loose. Sugar reduces high density lipoproteins. Sugar leads to chromium deficiency. Sugar leads to cancer of the breast, ovaries, prostate, and rectum. Sugar can...

how to save tax

Believe it or not, it's true. One would be forgiven for being sceptical because for the ongoing year (FY 2008-09), the total income exempt from income tax in the hands of a male individual is only Rs 150,000 and that for a woman taxpayer only Rs 180,000 (for senior resident Indian citizens above the age of 65 years, the tax exemption is higher at Rs 225,000 but for our purpose, we shall consider a family where all the members are below the 65 years of age.). So how, then, can an income of Rs 13.10 lakh be completely exempt from tax? You can achieve this by following one of the five golden rules of tax planning, namely, by spreading your income among your family members. This golden rule makes creative use of the classic power concept of divide and rule. The simple strategy is that each family member must have his or her independent source of income so as to legally become an independent taxpayer under the provisions of the Income Tax Law. When the entire income of a family belongs ...

Just do it

'Just' do it Ever imagined a space with just positive vibes? If each one of us just keeps a genuine approach, how does it feel to your senses while just reading this? Just imagine. Whoosh! There go our troubles. Wave out! And what makes me talk about just being genuine is that while I try keeping one, I don’t even see a ‘g’ of the word around... sigh! It’s an erratic dilemma. The reason to our maximum fracas, the least being not having any hitch to reason out, is we ourselves. Okay, agreed that I’m no 3 r d space species trying to surmount the prevailing ill traits but why don’t we humans act just humans and not overact? Try shuffling at times in some character’s shoes to get the feel of how life treats him. I find myself quite blessed whatsoever and so will you. For instance, here’s something to read about how life gives us a spanking out of surprise for the airs we tend to keep while sticking to grounds. On my way to work one fine morning, I reached the station good...